• A well organized grid layout which holds a months worth of financial activities, and which provides easy access to any month within the year, providing full real-life financial visibility.

• Wizards facilitate the easy creation of budgets, which can start this year or next. Wizards also facility the creation of next year’s budget by conveniently carrying over your existing data into the new year.

• Provides a means of easily creating one-time or recurring payees.

• Provides a means of tracking loan balances and stopping payments once those balances have been fully paid. Increasing or decreasing any payment amount will increase or decrease the payoff period.

• Provides a means of easily creating accruals (savings transactions).

• Provides a means to easily create tithe payees. Tithe payees are payees whose payment amounts are equal to 10% of the total income for a given period. Tithe payees are normally used for charitable reasons, but can also be used as a way for individuals to save; they can tithe to their savings account.

• Provides a means of easily creating, editing, and deleting transactions. Provides a means of easily seeing where the budget has gone negative.

• Provides a means of consolidating multiple transactions into one transaction using the Split Transactions form. This feature is normally used in the reconciliation process where your withdrew money from an ATM, or used a credit card to cover multiple expenditures/categories, like groceries, lunches, and auto fuel.

• Provides a means of displaying the minimum current balance for the month. This makes it easier to see how low the account is during the month.

• Provides a means of setting a minimum threshold for the current balance within the month. Whenever a minimum threshold or buffer is set, Living Budget Pro will visually alert you when the minimum has been exceeded. This feature makes it easy to maintain a minimum balance in your account.

• Provides a means of creating many what-if scenarios by virtue of its ability to easily create and delete payees and transactions. These scenarios help people determine the best payment options for their situation.